Snow and Ice Contracts for Illinois Associations

Snow and Ice Contracts for Illinois Associations: What to Settle Before November The first measurable snowfall is the wrong time to discover that an association and its contractor interpret the snow and ice contract differently. One party may believe the contractor automatically responds whenever snow begins accumulating. The other may believe service requires authorization from […]

Illinois Reserve Studies

Illinois Reserve Studies

Illinois Reserve Studies: What’s Required Today and What’s Being Proposed Illinois reserve studies are receiving increased legislative attention, but association boards must distinguish current law from pending proposals. As of August 5, 2026, Illinois has not enacted a statewide requirement directing every condominium, common interest community, or master association to obtain a reserve study on […]

The 115% Rule and What it Means for Associations

the 115% rule and what it means for associations

The 115% Rule: When Illinois Owners Can Petition to Reject Your Budget The 115% rule is one of the most misunderstood budget provisions affecting Illinois condominium and common interest community associations. It is often described as a limit on assessment increases or as a requirement that owners approve any budget increase above 15%. Neither description […]

Illinois Associations Must Adopt a Written Collection Policy Before January 1, 2027

Wooden blocks labeled regulations, rules, standards, policies, compliance, and law being stacked

Illinois community association boards should begin preparing an Illinois association collection policy now, but they should not describe the requirement as enacted law yet. As of August 5, 2026, Senate Bill 3527 has passed both chambers of the Illinois General Assembly and has been sent to the governor. The bill has not yet been listed […]

Condominium Property Act or CICAA: Which Illinois Statute Governs Your Association?

Lady Justice statue holding scales in front of the Illinois state flag

An Illinois association may call itself a condominium association, townhome association, homeowners association, community association, or master association. Those labels are useful in conversation, but they do not determine whether the Illinois Condominium Property Act or CICAA governs the community. The controlling question is how the property was legally created and what the recorded declaration […]